Refunds

Refunds

A contribution is not taken by the forms on this site. Payment is by bank transfer, UPI, or cheque, and only after the membership team confirms the terms in writing. That note says the refund window, credit expiry, and what happens if no trip suits you. Those three are not published as fixed numbers here.

If a group is splitting the contribution and the circle is not fully paid by the date the concierge sets, every share is returned to the account it came from. Who holds the credits if someone later leaves is confirmed before any share is paid.

A journey that has not been confirmed in writing can be released. Credits already used against a confirmed journey are a different matter, and the concierge will say so plainly.

To ask about a payment, or to withdraw an enquiry, write to members@handcarvedhorizons.com or WhatsApp.